In a large nonstick skillet, saute the green pepper, onion and garlic in oil until tender.
Add the beans, tomatoes, picante sauce, chili powder, cumin and red pepper flakes; bring to a boil.
Reduce heat; simmer, uncovered, until heated through and mixture thickens.
Add rice; cook 5 minutes longer or until heated through.
Spoon a rounded 1/2 cup down the center of each tortilla.
Fold sides over filling and roll up.
Place in a 13-in. x 9-in. x 2-in. baking dish coated with nonstick cooking spray.
Spoon salsa over each tortilla.
Cover and bake at 350° for 25 minutes.
Uncover; sprinkle with cheese and cilantro.
Bake 2-3 minutes longer or until cheese is melted.